Pension freedoms – the pros and the cons


Not so long ago, reaching pension age meant you were in a position to simply start taking a regular payment as your normal retirement income, hopefully on top of the standard state pension.

Why a will makes financial sense


Last will and testament document with closeup on fountain pen with signature line. Critical focus on fountain pen.

Your will tells everyone what should happen to your money, possessions and property – your estate – after you die. If you don’t leave a will, the law decides how your estate is passed on – and this may not be in line with your wishes.

A drama-free Budget

beboldCurrent affairs, Policy

Cartoon of Chancellor's red case

Chancellors of the Exchequer like to spring a Budget surprise when they can. Usually the final flourish in the speech to the House, it’s become known as the ‘rabbit out of the hat’ by the media.

Bring back our canal

beboldCharity, Community

Shrewsbury and Newport Canals Trust chairman, Bernie Jones, with Robert Nicholas Financial Advisers director, Steve Graves

The canal is a key feature of Newport. It’s a beautiful, tranquil space cutting across the north of the town. It is teeming with wildlife and is maintained and improved by a group of dedicated volunteers.

Getting to grips with inheritance tax


Understanding inheritance tax and the way it could affect your estate when you die is key if you are to get the most out of financial planning for your family’s future.